CE-200 Form in New York: Who Can Use It and How to Get One
The CE-200 is New York's workers' comp exemption certificate for permits, licenses and contracts. Who qualifies, how to apply online, and when it is refused.
Small business
Guides tagged small business.
Loss Run Report: What It Shows and How to Request One
A loss run report is your claims history from an insurer. What it lists, how to request loss runs, how long insurers have to send them, and how to read one.
Tennessee Workers' Comp Exemption: Rules, Fees, How to Apply
How construction business owners get on Tennessee's Workers' Compensation Exemption Registry: who qualifies, the $50 and $100 fees, forms, and renewal.
Business Interruption Insurance: What It Covers and How Claims Work
Business interruption insurance replaces lost income after covered physical damage. The 72-hour wait, civil authority, COVID rulings, and claim paperwork.
Florida Workers' Comp Exemption: Who Qualifies, How to Apply, What It Costs
Who is exempt from workers' comp in Florida, how officers and LLC members file the DWC-250 exemption online, the $50 construction fee, and how to verify one.
Workers' Comp Ghost Policy: What It Is, What It Costs, the Risks
A workers' comp ghost policy gets you a certificate of insurance but covers no one. Why contractors buy them, how the audit works, and where states limit them.
Workers' Comp for Independent Contractors and 1099 Workers
Do you need workers' comp for 1099 contractors and subcontractors, and can the self-employed buy it? State tests, premium audits, and certificates explained.
Commercial Auto Insurance for Small Business: Who Needs It
Commercial auto insurance for small business: when your personal car policy stops covering work driving, what a business auto policy covers, and what it costs.
Workers' Compensation Insurance for Small Business, Explained
Workers' compensation insurance for small business: who must carry it, what it pays for, what it costs in each state, and the mistakes that raise the premium.
LLC Insurance Cost: How Much Is Business Insurance for an LLC?
LLC insurance cost by policy type: what small businesses typically pay, whether an LLC needs insurance at all, and practical ways to lower the bill.